True iff this credential may clear amount (not frozen, within cap).
The account a default (no-override) payment routes from, or null.
A copy of the linked-account set.
The per-credential spend cap (UNCAPPED = no limit).
Whether accountId is linked to this credential.
Whether the credential is frozen (report-lost).
Link an account this credential may route from; first becomes active.
Set the active account (must be linked). Throws if not linked.
The storable plain-object form (round-trips through the wallet).
StaticfromReconstruct the right record subclass from its serialized form.
Staticmint
The on-ledger payment credential: a set of linked accounts, an active-account pointer, a per-credential spend cap, and a frozen flag. The credential authorizes a charge against its routing account; the risk ladder (cash bearer / body-bound implant / freezable card) is expressed by where the record lives and by
freeze+spendCap. Over-cap or frozen is refused — the diegetic limit, never a fee.