Saxonberg Server API
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    Type Alias SettlementMethod

    SettlementMethod:
        | { kind: "cash" }
        | { fromBankPath?: string; kind: "credential" }

    How a charge clears — the method is the parameter. credential may carry a fromBankPath to route this one payment from a specific linked account (the pay --from <bank> override) without disturbing the active setting.